FREE FROM UNEMPLOYMENT

 HOW TO REMOVE UNEMPLOYMENT

Unemployment is like financial disability which can disturb the freedom of basic right of humanity. To remove unemployment read the article. In our previous discussion we see the way to success. We may get success in span of time or by taking long time to success depends upon our wisdom we use in practical. Today, I just want to share how I and you can help India, an unemployment free nation. This issue is the biggest issue from long time from more than a century, even today also it has no solution yet. The world is today moving towards online very fast. We can connect and share things in a second to our near and dear ones. Most of the Indian youngster spending lot of money in internet pack for mobile and home network. But are we generate income from that or simply spending our money like a hole pocket.

Anyway, past is past, I also were unaware of many good stuff which I should take the advantage and should aware to others too togenerate income. Around the world unemployment is the biggest issue even in USA also. Everythings depend on market, your jobs your business all are depends on how the Bull is moving towards up and down. So let us heed on the issue to make yourself an extra ordinary employee.

We know for sure, depending upon one job income will not guarantee for the tommorow. Most of the country is having labor law but who cares law.

got my point.

So you and I dying in extra work with low pay scale or even nothing if no opportunity to work. Don’t depend on only one source income, they may betray you sometime. Remember, in your body the important parts having two pair, like eyes, ears, hands, legs, if your left hand is hurt you can still manage with your right arms, so should be your income also. Hope you

For the kind information every youngster should creatively think how they can earn good income with there talents. Search the talents you have. Develop it, and share it. You may be a job person but you should know your extra efforts. Today many people are earning good income through blogging. You may not aware of creating website as it is having some IT related knowledge. Blog through this link www.blogger.com that is like website for free. You can create and explore your talents or you can write what you know and interested in. But I am sure you can create

Next what? You need to generateincome for good continuity and for your labor. For generating Google adsense, you need to wait 6 month and need to create good minimum 15 posting with good topics and with relevant images and video, and need to share your topic with Google+, Facebook, linkedinetc then apply for earning from Google adsense. But its not guaranteed that they will accept or not, Google Adsense are strict, so without giving notice they may banned as there rule everytime they change. So for alternate adsense you can apply for Media.net,Bidvertiser.com, Chitika.com, infolinks.com, Qadabra.com, Kontera.com, clicksor.com are the best source of online advertising in your blog where you can earn on monthly basis through cheque, wire transfer or by Paypal. But my request is that you need to continue add some contents in your blog, try to make at least 8 posting a month i.e 2 posting a week. If you cares for the nation’s youth please share this blog too.

Life Insurance Corporation of India: Other way of extra income if you have completed your HSC from any known institute, you can join LIC as an advisor to have licence to sell the LIC insurance product.

How to apply? You can go to any nearest LIC branch office, meet some DO, Divisional Officer, show your interest to work with LIC as an advisor, submit all relevant documents in photocopy, appear for the exam, you only need to pass out with 17 out 50 in online test. You can avail online service for your client data from LIC. You will get 35% commission in the 1st year then after 5% according to your performance. If you cross with minimum 150 policy you will get MDRT membership to avail government facilities like LIC staff.

Real Estate: You can be a broker in real estate business also. For legal real estate business, you should apply for service tax number which may charge accordingly http://www.servicetax.gov.in/st-proc-home.htm, after the registration you may start your agency business in real estate, you will get minimum 2% commission after deducting of 10% TDS.

By this way you may increase yourself and add on many more stuff to avoid unemployment in your life and in family life too. If you care for Indian brothers and sisters then kindly share it to increase our GDP.  Hope you get something new from it, looking for your valuable feedback. God help those, who help themself.

INDIA & CHINA BILATERAL RELATION

India & China comparison

India China trade relations are the most important part of bilateral relations  for basic equality of world’s most populous countries and fastest growing economics. The India China trade relations are regulated by the India China JBC, which ensures a free exchange of products and services between the two nations.

 

 Indian Exports to China

The principal items of Indian exports to China are ores, slag and ash, iron and steel, plastics, organic chemicals, and cotton. In order to increase the extent of exporting Indian goods to China, however, there should be a special emphasis on investments and trade in services and knowledge-based sectors. The other potential items of trade between India and China are marine products, oil seeds, salt, inorganic chemicals, plastic, rubber, optical and medical equipment, and dairy products. Great potential also exists in areas like biotechnology, IT and ITES, health, education, tourism, and financial sector. 

 

Chinese Exports to India

The main items that comprise Chinese exports to India are electrical machinery and equipment, cement, organic chemicals, nuclear reactors, boilers, machinery, silk, mineral fuels, and oils. Value added items like electrical machinery dominates Chinese exports to India. This exhibits that Chinese exports to India are fairly diversified and includes resource-based products, manufactured items, and low and medium technology products. It is said that if India is to capture the markets of China and enjoy profits, then it would have to discover new merchandise and branch out its exports to China. 

The most imporatnt things is that India and China should keep in mind, that, to control the most populous country is not the easy task. Beside having most populous nation, both the countries government did a good job to there citizen by keeping peace relationship among the nation. Both India and China is totally different from the world’s economy in comparing the per capita GDP. Both the nations should discuss, on the issue how to generate more employment, in there nation regarding the two countries investment. Both India and China is focusing on fastest growing economy, hence it is very important that the two nation need to co-operate each other regarding the better development in every area.

 

WHY INR IS WEAK AGAINST GBP & USD

INR VS USD / GBP

The INR was weaker against the GBP/ USD on Monday and was close to reaching its lowest level in seven weeks against the US Dollar as concerns over rising oil prices due to Iraq fresh violence by ISIS and increased demand for Dollars weighed.
The fighting in Iraq sent oil prices gradually pick up to higher level last week which in turn increased concerns that the higher cost of the crude oil would have a negative impact upon India’s trade deficit and have a knock on effect upon inflation. This is  unfavorable time as the price of oil increase, the exchange value increase due to import and 2nd highest population nation demand for oil also increase leads to massive pressure to control in stable rupee value against GBP and USD. As India imports around 80% of its oil any rise in prices has a negative effect upon the nation’s trade deficit data.

  “The currency is likely to be volatile given the concerns over uncontrolled emerging out of Iraq. The Rupee is likely to be under pressure given that India is a net importer of oil,” said the co-head of currency and strategy at Edelweiss Financial Services Ltd. As the financial year comes to a close the Indian Rupee was also weakened by an increased demand for US Dollars from Indian importers.   Ending a two-day falling trend, the rupee on Tuesday recovered by seven paisa to close at 60.13 against the US dollar on the back of a sharp rise in local equities following a drop in global crude oil prices. Concerns over the current macroeconomic situation after recent spike in global crude oil arose due to Iraq’s crisis, lessened as crude prices dropped giving some relief. This led to sharp rise in domestic equities, giving respite to the investor fraternity and also helped the rupee recovery. At the Inter bank Foreign Exchange (Forex) market, the local currency commenced higher at 60.13 a dollar from last close of 60.20. It was trapped in a narrow breadth of 60.07 and 60.18 before concluding at its opening level of 60.13, a net rise of seven paisa or 0.12 per cent.

 REASONS FOR WEAK VALUE  OF (INR) INDIAN RUPEE

 1. It is because of large scale pulling out of investments by Foreign Institutional Investment.  

2. Short selling of shares by the FII in the spot as well as future market since effect of inflation throughout the world, especially in USA.  

3. Due to excessive demand of US Dollar.

4. Excess import of available materials in India over less export as compare to import.  

5. Indian using foreign company products and service where Indian product and service available but souring.  

6. Vanishing of Indian currency in black money and corruption, where records unavailable.  

7. Circulation of duplicate notes of Rs. 1000 and Rs. 500 also played a vital role falling of Rupee value.

8. Many Indian MNC’s are earning high profit due to higher exchange rate or weak Rupee value, as they get more profit from weak Rupee value.  

9. Valuation of liquid gold i.e petrol by middle east in terms of Dollar and not in terms of Rupees, hence the demand for US dollar goes higher day by day.  

10. Excessive corruption in defence product purchase also lead unexpected loss of money to foriegn arms company. India should developed its own weapon and discover more research like DRDO. 

11. Losing of Indian skilled labour and HRD to foriegn nation, India need skilled labour and HRD to develop building towards positive growth.  

For more details click the link: https://www.youtube.com/watch?v=GW7wu3uyz9g

HOW TO INVEST IN RISKY MARKET

INVESTMENT IN RISKY MARKET

We are discussing in how many form we can invest in todays risky market. The rupee has been giving tough time to investors by its unpredictable movements in global market. The currency, which slumped and touched a record low of 68.36 to a dollar on 28 August 2013, has risen 12.75% since the new RBI governor Mr. Raghuram Rajan takes in charge of India’s monetary regulator; it was at 59.64 on April 2.

The currency has gained from a host of factors in late. Improved sentiment due to steps taken by the Reserve Bank of India, or RBI, to stem the slide and hope of a stable government at the Center have helped it conquer the 60 level and even push towards 59.50. Experts are not too sure about the way INR is behaving in the midst of global inflation, Iraqi crisis, and heavy demand for US dollar, but say it may touch 50-55 in the short term if India gets a stable government in the next 5 months. This is because in such a case foreign investors are expected to pump in huge money into Indian equity and debt markets. This will increase demand for the rupee.

Let us understand factors that are giving upward direction to the rupee and how you can structure investments to gain from its movements in risky market.   How to structure investments to gain in INR fluctuation? Since September, the RBI has taken a number of steps to lower banks’ non-performing assets, deepen financial markets and ensure clear monetary policy guidance. It has also shown resolve in preventing currency volatility by buying and selling US dollars.

The government, too, has played its part by controlling the country’s current account deficit or CAD. This has given investors confidence about India’s macroeconomic stability. A lower CAD means less demand for foreign currencies to bridge the gap and, hence, lesser risk of rupee depreciation. As a result, they have been buying a lot of Indian securities. Indian equity markets have surged to their lifetime highs. On a year-to-date basis, till May 16, foreign institutional investors, or FIIs, had put in over Rs 77,958 crore in Indian equity and debt markets. Government and corporate debt has received a lion’s share of Rs. 36,000 crore. However, with FIIs preferring short-term debt over long-term debt, there is little room for further inflows.

KINDS OF ASSETS AND ITS BEHAVE IN THE MARKET

1. Equities: Assets like equities depends upon different kinds of goods and services sector wise. The fast moving consumer goods are pharma and IT which will be under pressure from a rising rupee due to dependence on exports, and if rupee is declining then there is favorable time for exporter. While core sectors such as engineering, infrastructure, banking and capital goods are expected to perform better than the index in the medium to long term.” A stronger rupee makes exports expensive and less competitive. Typically, engineering goods and gems and jewellery makers also gain when the rupee rises as they import a lot of raw materials or vise versa. While investing, it is important to have glance on rupee value and should have the knowledge of goods India exports and imports.

2. Debt: “High interest rates and rupee rise will give a boost to returns that foreign investors can earn from fixed income instruments. However, lower inflation will translate into lower interest rates, reducing the attractiveness of fixed income investments, as well as to loose before attractive interest rate provider. Fiscal deficit and government borrowings will decide the trend in 10-year G-secs, which shall determine the level of interest rates in India. Rupee appreciation will tame inflation and, thus, support the cause for reducing interest rates.

3. Commodities: India is a huge importer of various commodities, including crude oil, copper, urea and gold. Rupee appreciation brings down the landed cost of imports. This reduces inflation. Lower rupee volatility helps users of these commodities price their finished products in an orderly manner. If rupee strong then the import will rise, and if rupee weak then export will have favorable time of business. Perhaps, India must increase its exports than imports by measuring maximising alternative use of resources whose demand is high.

4. Real estate: The sector has been under pressure due to high interest rates over the last few years. Any easing of inflation and interest rates will revive demand. However its investment moving very fast, as its give handsome return within a year, and maximise its return if invest for a long terms. The investment should be make on the gound of area developments measures passed by the Government, like national highways, airports, metro rail facilities etc. It is very important for the investor, to have good judgment from every sector before landing to invest in order to get good return.  

INDIAN RAILWAY FARE HIKE ARTICLE : http://www.seedsofloveindia.org/why-govt-hike-railway-fare-without-thinking-about-common-man-budget/

INVESTMENT PRIORITY

STEPS OF INVESTMENT

When we come to a point of investment, we are thinking the best way we can invest our money and effort in order to get much benefit. People sometime make mistake in prioritizing before they invest. Investment must be proceed step by step in order to get good return on time. Before investment three factor must be there, 1. Security of your money 2. Good return in specific time and 3. Liquidity, i.e any time you can withdraw when you need. But remember the bitter truth that no investment will give all the three benefit simultaneously. You have to loss at least 1 factor of it. If you want your money should be secure then you may get less return of it. If you are getting good security with good return then there will be no right of liquidity.  Always remember big investment having big objection, take time before you invest. But try to avoid all kinds of loan, credit and other borrowing which will disturb your financial planning.

PRIORITY OF INVESTMENT

1. LIFE INSURANCE: Every good citizen having good family, one is earning member then there children and retire parents are dependent on the earning member. Life itself is risky no one know what will happen tomorrow, Hence it is very essential that you must be secure your family’s future in the hand of good Life insurance company with good scheme and understand the policy term and condition and aware your nominee about the policy term. No such investment available like Life Insurance which will give financial back up in case of your permanent absent from this world. There are other minor expenses like medical claim policy, car insurance, business insurance which can prevail during the time of risk.

2. REAL ESTATE: If having good financial back up, it is always good to invest your money in legal real estate to have your own home, which the basic need of human kind. The investment should be on the basis of government development plan for the area where you are investing your money which will give you good valuation of your property. Avoid staying in rented house, you will end up paying the rent through out the year. Book a home, take home loan if you don’t have sufficient bank balance and pay back the monthly EMI instead of paying rent and security deposit.

3. BUSINESS: In order to jump in business, you must thoroughly feasibility study the locality demand and the benefit you can get it. “Before you start some business, always ask yourself three questions-why am I doing this business, what the results might be and will I be successful. Only when you think deeply and find satisfactory answers to the questions, go ahead.”   There are various business like hotels, website, renting car, transport vehicle etc.

4. OTHER INVESTMENT: The other investment stand like investing in share market which is always uncertain, most people says it is certain that the share market always uncertain. Hence it recommended that you must enter in share market with only 10% of your total money you have with full knowledge of trading in share market. If you enter with full money then it is certain that great alas ahead.

Good investment always like a tree near to stream whose leaf never shade and with no lack of water. Investment always keep you green and fruitful. Remember always that your loan and credit must not exceed more than 20% of your total assets you have, loan and credit is the great loss in order to pay back with heavy interest rate, hence always stay away from it.

SYSTEMATIC INVESTMENT PLAN

STRATEGY OF SYSTEMATIC INVESTMENT

SIP stands for Systematic Investment Plan, is an investment strategy wherein an investor needs to invest the same amount of money in a particular mutual fund at every stipulated time period in order to get good return with systematic cycle return and continuing investment.

Description: Investing in SIP enables an investor to take part in the stock markets without actively timing them and he/she can benefit by buying more units when the price falls and less units when the price rises. This scheme helps reduce the average cost per unit of investment through a method called Rupee Cost Averaging.

For Example: If a person invests Rs 1000 for ten months in SIP. We will find out that the AAPC i.e (Actual Average Purchase Cost) of asset would be lower than the average NAV i.e (Net Asset Value) of his investment over 10 months, which is the key benefit of Rupee Cost Averaging.

Actual average purchase cost as per SIP = (1000X10)/ (100+200+67+71+67+50+45+40+37+34) = 14.06. This cycle process will help in building up your monetary gain by multiplying it in various sector.

While investing one must check with the advisor regarding the risk.

Following are the tips before you invest in Mutual Fund with SIP:

1. Have a investment objectives.

2. Read carefully the offer documents, regarding Company and its performance and its risk factor.

3. Take some financial advisor without hesitating. Remember you cannot click your best pics without others help.

4. Deal only with registered intermediaries.

5. Approved by Security Exchange Board of your country.

6. Conduct your own research.

7. Keeping regular track of NAV of your investment.

8. Beware of fixed/guaranteed return scheme.

9. Aware of, market risk, inflation risk, credit risk, and interest risk.

10. Be a part of investor forum and fight for your own rights.

 

SMART CITY COMPONENT

SMART CITY NEED SMART DEVELOPMENT

People mostly move one place to another place to gain something, shopping, meet with someone etc, hence need to travel. Smart city must help to avoid travel, the most online things help people to go out for shopping, job once they can avail all service in finger tips. A smart city need smart Wi Fi system in free or reasonable rate. A smart city must earn more income than expenditure to get handsome profit in every sense to save more time to its people. The more income each city get will lead the whole nation in profit.

World should develop every city and town in Smart city and Smart town. The following are the need to heed the issues with reason to get perfect smart city.

TIME SAVING: A smart city should run everything in perfect timing. It should have timing which the most developed city  people like to travel in time bound traveling mode like local train and metro rail. All traveling mode should set departure and arrival timing, without delaying people precious time and it should have frequency during pick up hours with fast service.

• LOW MAINTENANCE TRAVEL MODE: In India, most of transportation run outdated train, buses etc, Train need launch in low maintenance with low electric consuming. Buses are highly maintenance travel mode as its basic fuel is diesel, it needs constant replacement of six tire and tube, engine oil and other mechanical parts expenditure, with low passenger capacity. Most busy route should be replace with TRAM transportation,
• with two or three bogie with general, ladies and luggage bogie with minimum speed of 40km/h to 60km/h. It can save diesel, and it should have schedule departure/arriving timing.

•  SMART GOVERNMENT BODY: A smart city need smart and loyal government body. They must approve the clearance to develop the city in planned and systematic way like CIDCO in Navi Mumbai. All government work should transform in online way, in order to save people valuable time. Government leader should find out the people’s problem and make fast provision for it. Government body should be free of corruption.

•  SMART LAW AND ORDER; A city will not get 5 star unless its having good law and order and less crime. A city must be under control of perfect police force and justice. Still there is many case hanging for more than ten years consuming more time in justice and disturbing mind set of an innocent people. All the complaint from people side must be attempt in prompt action. A smart city need Smart Control Room, with CCTV access to every corner of the city to avoid crime like 26/11, molestation, rape, murder etc.

• SMART EMERGENCY WAY: There should be proper law in traffic rule to give clearance to all emergency vehicles first. Smart city need smart people with smart responsibility towards there society. There should be a special way for special vehicles like Ambulance, Fire brigade, police etc.

www.linkingworld.in

www.seedsofloveindia.org

www.olivearealty.in

SELF DEVELOP COMMITMENT

Every person who have their aim need to develop the self commitment. If we are not committed to our self we are very close to loose our ambition in our life. In our life, we must commit our self to develop our commitment by strict discipline.

Desire is the key to motivation, but it’s the determination and

commitment to unrelenting pursuit of your goal – a commitment

to excellence – that will enable you to attain the success you seek.

–Mario Andretti

Read more at http://www.brainyquote.com/quotes/keywords/commitment.html#vj12vjF5sS4dPEOe.99

It is very important that what actually make you success in what you deserve is “Commitment.” Most of the time we fail to gain what we deserve is to fail in our commitment for that work.

Once you have commitment,

you need the discipline and

hard work to get you there.

– Haile Gabrselassie.

Talent is not the everything for our life, but the commitment for the talent will give you meaningful sense. Commitment should not be loss even facing adverse situations of full of challenges. A dedication is very important with time schedule and maintain the discipline to follow the new creation you are discovering it uniquely. And always remember never compare yourself with others, the time you start comparing, you will begins the downfall.                                                                                                                                                           

First decide, what you want to do? Why you want to do? What will be the result of doing so? If you get positive answer of this three question, then first make the commitment for it, and humble yourself before God. You will surely meet with success.

ATTITUDE

The way we behave in different situation and thoughts we apply to handle it is attitude. Its play a very important role in our life which drives upward and downward according to our way of thinking and how we act on it. All kinds of result form from our attitude itself.

Attitude is a little thing that makes big difference. – Winston Churchill

If you want to do big thing in your life, then examine your attitude, how you think, learn, do and apply in your daily life. Note down in a page and review it, unless you learn to be in first step. Attitude is all about positive thinking in worst situation, hope in everything. Develop an attitude, be thankful to God in everything, think every adverse as key door of great opportunity, believe in everything that makes you a loyal personality.

“Nothing can stop the man with right mental attitude from achieving his goal, nothing on earth can help the man with wrong mental attitude.” – Thomas Jefferson.

When we ask our self during any circumstances, from where we must start then its only the way you think of it, is the beginning. One story clearly explain the whole meaning of “ATTITUDE”. Once in a village, all the people were praying and believing for rain during drought, everybody went in field with an expectation of rain after praying. But a small boy he also went in the field with UMBRELLA, that’s the attitude.

So, change your mind set if you think you need a change in the way you think.

Declare Expiry Date

DECLARE YOUR EXPIRY DATE WHICH YOU OPTAIN TODAY

Everyone know for sure, no body likes the same taste everyday. Hence, whatever new things we adopt in our life, for example style, working pattern, time schedule, personality, role etc. we need to change it by setting expiry date. Declaring an expiry date for every discovery is needed in our day to day life. If we always live a same life, with no further creativity may lead the person to get bore with you, and sometime wanna throw you out of there group. In every place, whether in family life, social life, work place, you need to change every time, seems as a new person among all, which can keep you always present among others.

DECLARE EXPIRY DATE

In todays world of technology is growing so fast, that every moment you gets new update of Operating System, Apps, devices with new specification and hardware etc. Think for a while if these technology will not upgrade themselves for long time and giving the same pattern without any newness, I hope you will be bored of smart phone, and will declare it just a phone but not smart. In our life too if we are lacking upgrade our self we may loss our position to growth. We must set expiry date and upgrade in every area of information along with practical and creativity. The another example I want to set before you of well known Scientist Thomas Alva Edison who invent the first Incandescent light bulb, but are we using bulb even today also. We can see bulb rarely now a days. But Thomas has updated during his tenure time. Later it came to tube light and the latest update is LED light which can save more energy. So, we can see the world is changing in a way after finding certain disadvantages and make it in an advance manner. Now its our time, how much time we evaluate our self and our disadvantages, to turn it towards higher level with more advance stage. And lastly don’t forget to say I am the BEST. Yes you are BEST only when you upgrade yourself periodically.

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NO RISK NO REWARD

April 20, 2015October 15, 2015Sayantan

RISK DETERMINE REWARD

VERIFY YOUR PAN NUMBER HERE

“If you don’t take risk, that is the biggest risk you ever taking in your life”

In our daily life routine we have to take risk everyday for better hopeful days ahead to get reward. Most of the time we did not take risk because of fear of failure and unsuccessful. We need to be trained and then we need to land in specific area where we wanna build our career. While during training we persive most risk, once learn we fly with confidence. For example when a child learning to balance a two wheeler cycle many times they fall and get hurt, but once learn they can handle it very easily.

Most of our problem is like that, somebody told you to jump from small aeroplane, while we directly say “No”. Actually the small aeroplane is in the ground, can you jump, the answer is “Yes” Shyly. The problem is just we preassume the problem as big, like the aeroplane always in the air. Likewise in the life if we did not take any risk in our life, its simply silently means you are taking biggest risk which can be harmful to you when it is too late. Hence, have a courage in God, and learn to take risk, whether in establishing a business, a career, and so and so. Always have a positive intention over risk, when you are better aware of all risk and made provision for it.

In our life problem will be always with us whether keep quit or facing risk. It is always good to have courage and take risk with the daily work of our life. NO RISK NO REWARDS.